Payments & Financing

Payments & Financing

A Guide to Payments & Financing

At Gemonay, we offer many payment methods and a financing option for a stress-free shopping experience. The prices are in US$ unless otherwise specified. 

Affirm Financing: With Affirm Financing you can choose from multiple monthly repayment plans with starting rates as low as 0% APR for well-qualified buyers. Special financing up to 36-months available. It’s quick and easy - just fill out a few pieces of basic information for a real-time decision on the amount of financing you are approved for. Know upfront what you'll owe, with no hidden costs.

The offer is subject to credit check and approval. Minimum monthly payments are required. Financing is available to our US customers only, excluding Iowa and West Virginia. Limited payment options are available for purchases under $100. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.

Credit Cards: We accept all major U.S. credit cards, including Visa, MasterCard, and American Express. If the amount charged exceeds your credit limit or if your card is declined, your order will be automatically canceled and you will be notified. 

Bank Wire: Bank wires are available for all orders over $500 USD. All orders receive a 1.5% discount with a bank wire payment. All international bank wire payments are subject to a $30 USD processing fee by Gemonay. After you place your bank wire order, Gemonay will give you the account information you will need to provide to your bank in order to transfer funds from your account directly to a Gemonay account. It may take a few days for your bank to process the bank wire. Once your bank has transferred the funds, Gemonay is immediately notified, you will receive a confirmation, and your order is processed. Order times may vary based on receipt of bank wire payment. If you have any questions about the process involved in a bank wire, contact your bank or call Gemonay at [insert number]. Please note: some financial institutions do charge a fee for bank wires; please contact your bank for more information. An ACH transfer is not the same as a wire transfer. At this time, Gemonay does not accept ACH transfers.